Credit Analyst Job Vacancy at DCB Bank – June 2025
Working Hours: Full-time
Application Deadline: 22nd June 2025
Location: Tanzania
DCB Commercial Bank Plc is a fully-fledged retail and commercial bank operating in Tanzania. With a network of over 8 branches, more than 1,000 DCB Wakala Agents, and access to 280+ Umoja Switch ATMs, the bank proudly serves over 3 million customers across the country.
As part of its continued growth and commitment to delivering quality financial services, DCB Bank is looking to hire a qualified and experienced Credit Analyst to join its team.
Responsibilities
- Analyze customer cash flow to understand liquidity, operational efficiency, and the ability to generate consistent revenue
- Assess key financial ratios and trends to determine the financial health of individuals or institutions
- Evaluate income stability and business reliability for accurate credit risk profiling
- Analyze risk associated with the client’s industry and operational environment
- Recommend mitigation strategies within credit proposals
- Identify appropriate financing needs and propose optimal loan structures
- Advise on loan terms, including interest rates, repayment schedules, and special conditions
- Ensure pricing aligns with bank policies (interest, fees, and charges)
- Perform cost-benefit analysis and prepare daily, weekly, and monthly performance reports for management
Qualifications and Experience
- Degree or Advanced Diploma in Accounting or any business-related field
- Minimum of 3 years of experience in a similar position
- Strong understanding of lending principles and credit analysis
- Excellent analytical skills
- Ability to make quick, accurate decisions
- High level of personal and professional integrity
How to Apply
If you meet the requirements for this position, please submit the following:
- A detailed CV
- Copies of academic certificates
- Names and contact information for three referees
Reference Number: DCB/CR/CRA/-06/2025
Application Email: recruitment@dcb.co.tz
Deadline for Submission: 22nd June 2025
Note: Only email applications will be considered. Hard copy applications will not be accepted.
For more job updates, visit AJIRA ONE – your trusted source for today’s jobs in Tanzania.